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Meridian Fairway Independent Mortgage Corporation. Meridian also worked with commercial construction and residential loan. Best mortgage lender reviews What about local mortgage lenders. Corporation CDC and a few community-based organizations that. First Meridian Mortgage Corp Reviews Glassdoor. Meridian in Dallas TX New Homes by StoryBuilt.
Adjustable-rate mortgages can offer you rate flexibility and a lower initial rate depending on the lender. First Meridian offers ARMs between one and 10 years. The first number on an ARM indicates how many years your mortgage rate is fixed. The second number indicates how frequently your mortgage rate changes after the fixed-rate period expires. For example, if you have a 10/1 ARM, your rate is fixed for 10 years and will adjust every year after that for the duration of the loan. All of your folks who contacted me, , were trained well and exhibited courtesy, efficiency, follow through and perseverence with the frustration of paperwork.
First Meridian Mortgage Corporation Reviews
It provides a snapshot of your credit and lending history, giving the lender an idea of how much risk you would be as a borrower. In general, Meridian has a FICO score minimum of 560. That’s pretty generous given that many lenders start at 620 or higher. That said, your credit score isn’t the only consideration for qualification. You won’t get the best rates or terms with a credit score that low. Ideal rates and terms are offered when you’re in the 740 or higher range.
Read employee reviews and ratings on Glassdoor to decide if Meridian Home Mortgage is right for you. It goes against our guidelines to offer incentives for reviews. We also ensure all reviews are published without moderation.
Kevin was very professional and patient…
David Committee was super helpful and knowledgeable; I spoke to different agents in other companies and felt it was not time for a refi, until David C explained all the pros and cons . David and McKayla Harris, who assisted with documentation, privided great support throughout the whole process. Since everything was over the phone and the web portal I was nervous; they are trustworthy, I recommend this company based on my positive experience.
What is First Meridian Mortgage Corporation? First Meridian Mortgage Corporation is a veteran-owned, small online broker that offers conventional and government-backed loans in Maryland, Virginia and Washington, D.C. Throughout the process, I talked with several different people, and all were very knowledgeable about my application. All in all, the results were good, and I am very satisfied, and would not hesitate to recommend to others.
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The only issue I had was that I twice requested in telephone calls that my attorney be used for the closing. I also supplied my attorney’s contact information twice. When my attorney contacted Meridian, she was told that they had chosen another attorney for closing. They did offer me the option to switch attorneys, but at the cost of delaying the closing date and a possibility of additional fees.
That we will show you your options—without any financial risk for you. That is why we don't charge deposits or upfront fees. No matter what, you are a vital part of the process, and you are in control each step of the way.
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First Meridian Mortgage offers refinancing with a cash-out option, so you can use the extra funds for debt consolidation, home renovations or another purpose. At the beginning of my loan process, I specifically asked if they worked with small business owners because last year was a difficult one when looking at it only through my tax forms. I was told by someone who was representing to be my loan officer that they’ve dealt with many small businesses and it shouldn’t be an issue.
Each and every one that we talked to was very knowledgeable and explained everything step by step. We knew who to call if we had a question and what to expect next. We would highly recommend this company to anyone interested in a Refi. I received a tempting offer in the mail to re-finance my mortgage, payoff credit card debt and receive $10,000 to put away for future emergencies. My first thought was that this offer was too good to be true.
That means it’s hard to say why you should choose Meridian Home Mortgage over all the other banks out there. Meridian’s loan process is clearly spelled out on its website. Below is a recap of the five steps to apply for a loan with the company.
I must have copied and faxed everything three times because each new person needed it. They swore I was good, so "go ahead and get the home appraisal for \$450". I know it is my fault that I wasnt approved but they had to know it before I spent \$450. Careful of Tony Tucci, George Belt, and anyone else that contacts you from this company.
Sales staff is always at odds with production staff and submit shoddy applications. No room for growth as ownership employs their entire family who get a leg up on everyone else regardless of experience or productivity. No bonuses for production but sales is treated totally different. Inequality and favoritism exude from this place. Very helpful and understanding that I haven’t renewed a mortgage before. Emma was very swift to act when time was against me and kept me well informed of what was happening.
Meridian Home Mortgage Corporation 410 Meadow Creek Drive Suite 213. First Meridian uses a completely digital application process through a system called Blink. You can apply for pre-qualification and preapproval and complete your loan application from start to finish through the Blink software.
Meridian Mortgages is a really good and…
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